Log transactions, review cash flow, track budgets, and keep personal, household, or business ledgers separate when you need to.
Track by hand or auto-import transactions, set budgets, and keep the routine simple. When you need more, add bank syncing, shared ledgers, retirement and debt calculators, and exports.
Record transactions with categories, tags, dates, notes, and recurring entries.
Import transactions automatically, review them before they are logged, and use rules to reduce repeat work.
Create category budgets and keep progress visible throughout the month.
Compare months, see category trends over time, and check past budgets to learn from your spending.
Keep personal, household, side-business, or shared finances in separate ledgers.
Organize transactions with custom categories and tags, then break spending down by category or merchant and filter by account, bank, or tag.
Set up repeating income or expenses once and let the app handle the schedule going forward.
Share a ledger with another person and choose whether they can view it or edit it.
See where money flows in and out across categories with the Sankey chart.
Track account balances, assets, liabilities, and net worth history in Review. Connect one bank on Basic, or unlimited banks with Pro.
Project your net worth years into the future, model retirement withdrawals and income streams, and see your FIRE and Coast FIRE numbers — free.
Stress-test your plan with 5,000 Monte Carlo market paths, or replay every stretch of real S&P 500 history since 1928 to see the odds your savings last.
Model mortgage, auto loan, and credit card payoff. See the interest and years an extra payment saves, and export the full amortization schedule.
Solve for the end balance, the contribution, the return rate, or the years to a goal, and watch contributions and growth stack up year by year.
Keep budgets and spending on your Home Screen with widgets, add entries or hear a summary through Siri, and get a push alert when a budget crosses the threshold you set.
Export ledger backups as JSON, export entries as CSV or JSON, and import data when you need to restore or move it.
Add an entry, review the month, scan categories, check budgets and cash flow, then plan ahead with the calculators.
Basic covers everyday tracking with one connected bank. Pro adds multiple ledgers, shared access, unlimited banks, retirement simulations, debt payoff and investment calculators, and export tools.
| Feature | Basic | Pro |
|---|---|---|
| Entries | Unlimited | Unlimited |
| Ledgers | 1 | Unlimited |
| Categories | Unlimited | Unlimited |
| Budgets | 1 | Unlimited |
| Manual entry mode | Included | Included |
| Recurring entries | Included | Included |
| Charts and review | Included | Included |
| Cloud backup | Included | Included |
| Shared ledgers | Not included | Included |
| Bank connections with auto sync | 1 bank | Unlimited |
| Hybrid entry mode | Not included | Included |
| Auto entry mode | Not included | Included |
| Import rules | Not included | Included |
| Sankey cashflow chart | Included | Included |
| Net worth tracking | Included | Included |
| Forecast & retirement planner | Included | Included |
| Monte Carlo & S&P 500 retirement simulation | Not included | Included |
| Debt payoff calculators | Not included | Included |
| Investment growth calculator | Not included | Included |
| Category trends | Included | Included |
| Tag category breakdown | Included | Included |
| Merchant breakdown | Included | Included |
| Widgets, Siri, and budget alerts | Included | Included |
| Budget history | Included | Included |
| Export ledger backup | Not included | JSON |
| Export entries | Not included | CSV or JSON |
| Import data | Not included | Included |
