Log transactions, review cash flow, track budgets, and keep personal, household, or business ledgers separate when you need to.
Track by hand or auto-import transactions, set budgets, and keep the routine simple. When you need more, add recurring entries, account syncing, shared ledgers, net worth tracking, and exports.
Record transactions with categories, tags, dates, notes, and recurring entries.
Import transactions automatically, review them before they are logged, and use rules to reduce repeat work.
Create category budgets and keep progress visible throughout the month.
Compare months, see category trends over time, and check past budgets to learn from your spending.
Keep personal, household, side-business, or shared finances in separate ledgers.
Organize transactions with custom categories and tags, then use them later for filtering and breakdowns.
Set up repeating income or expenses once and let the app handle the schedule going forward.
Share a ledger with another person and choose whether they can view it or edit it.
See where money flows in and out across categories with the Sankey chart.
Track connected account balances, assets, liabilities, and net worth history in Review.
Project your net worth years into the future, model retirement withdrawals and income streams, and see your FIRE and Coast FIRE numbers — free.
Stress-test your plan with 5,000 Monte Carlo market paths, or replay every stretch of real S&P 500 history since 1928 to see the odds your savings last.
Model mortgage, auto loan, and credit card payoff. See the interest and years an extra payment saves, and export the full amortization schedule.
Export ledger backups as JSON, export entries as CSV or JSON, and import data when you need to restore or move it.
Add an entry, review the month, scan categories, then check budgets or cash flow.
Basic covers everyday tracking. Pro adds multiple ledgers, shared access, connected accounts, net worth, retirement simulations, debt payoff tools, and export tools.
| Feature | Basic | Pro |
|---|---|---|
| Entries | Unlimited | Unlimited |
| Ledgers | 1 | Unlimited |
| Categories | Unlimited | Unlimited |
| Budgets | 1 | Unlimited |
| Manual entry mode | Included | Included |
| Recurring entries | Included | Included |
| Charts and review | Included | Included |
| Cloud backup | Included | Included |
| Shared ledgers | Not included | Included |
| Bank account auto sync | 1 account | Unlimited |
| Hybrid entry mode | Not included | Included |
| Auto entry mode | Not included | Included |
| Import rules | Not included | Included |
| Sankey cashflow chart | Included | Included |
| Net worth tracking | Not included | Included |
| Forecast & retirement planner | Included | Included |
| Monte Carlo & S&P 500 retirement simulation | Not included | Included |
| Debt payoff calculators | Not included | Included |
| Category trends | Included | Included |
| Tag category breakdown | Included | Included |
| Budget history | Included | Included |
| Export ledger backup | Not included | JSON |
| Export entries | Not included | CSV or JSON |
| Import data | Not included | Included |
